Home Loan Comparison

Compare NZ mortgage offers with rates, fees, and link-outs to lenders.

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Before you apply for a NZ home loan

Use this grid to compare headline rates, fees, and features from selected New Zealand lenders. Offers change with the OCR, funding costs, and your deposit/LVR—always confirm the latest terms on the lender site and consider independent advice for structuring fixed vs floating portions.

Mortgage repayment calculator — stress-test repayments from rate and term.
All loan comparisons — jump between home, personal, and car categories.
Interest comparison — compare multiple rate scenarios in one place.

ANZ

Flexible Home Loan

Rate

6.75% p.a.

Type

Floating

Fee

$250

Suitable for borrowers wanting redraw flexibility and extra repayments.

View Offer

ASB

Fixed 1-Year Home Loan

Rate

6.59% p.a.

Type

Fixed 1 yr

Fee

Popular short-term fixed option with simple setup.

View Offer

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